Real Estate Tax Incentives: What Opportunities in 2025?

📌 Pinel+ Law: a scheme refocused on high-demand areas

The well-known Pinel law has evolved into Pinel+, focusing on areas with the highest rental demand (Paris, Bordeaux, Lyon, etc.).

Principle: the owner commits to renting their property for 6, 9, or 12 years, respecting rent and tenant income caps.
Tax benefit: income tax reduction up to 21% of the property price for a 12-year commitment.
For whom?: investors seeking to acquire a new or renovated property in dynamic and sought-after neighborhoods.

👉 In cities like Bordeaux and Paris, where rental demand remains strong, Pinel+ continues to offer an interesting leverage, especially for investors seeking immediate tax benefits.

📌 Property deficit: ideal for characterful older properties

The property deficit scheme is aimed at owners of older homes requiring maintenance, renovation, or improvement.

Principle: costs related to works can be deducted from rental income, and in some cases from total income (up to €10,700 per year).
Tax benefit: a direct reduction of income tax while enhancing a character property.
For whom?: investors owning older properties (stone buildings, mansions, bourgeois apartments) seeking to combine tax optimization and architectural preservation.

👉 A solution particularly suitable for prestigious properties in central Bordeaux or Haussmannian apartments in Paris.

📌 Malraux Law and Historical Monuments: preserving the exceptional

These schemes target properties located in protected areas or classified historical monuments.

Malraux Law:
Deduction of 22 to 30% of restoration costs.
Applicable to properties located in remarkable heritage sites.
Historical Monuments:
Full deduction of maintenance and restoration costs from taxable income.
Facilitated heritage transmission.

👉 These schemes are aimed at heritage-minded clients who wish to combine investment, tax benefits, and preservation of architectural heritage.

✨ In conclusion

In 2025, real estate tax incentives remain a strategic opportunity for investors, provided the right scheme is chosen according to their profile and property:

Pinel+ to secure a new investment in high-demand areas,
Property deficit to enhance an older property,
Malraux and historical monuments to preserve and transmit exceptional heritage.

💼 Our expertise at your service

At Carole BOURGADE Luxury Real Estate, our team brings together specialists in luxury real estate, rental management, and tax advisory. This complementarity allows us to offer our clients a comprehensive service: valuation, rental, management, and asset optimization.

✨ Our exclusive support

At Carole BOURGADE Luxury Real Estate, we put more than 20 years of expertise at the service of our clients in Bordeaux and Paris. We support you in the sale, rental, and management of your high-end and prestige properties, with a tailored and confidential approach.

💼 For any subscription to a management mandate with a minimum duration of one year, we offer one month of management free.

A service designed to combine peace of mind, asset enhancement, and excellence.

📍 Bordeaux & Paris
http://www.carolebourgade.com
contact@carolebourgade.com

Back